ProVisor is your premier mortgage lender with over 20 years of experience, a great wealth of knowledge, and a true passion to help you with your mortgage financing.
Whether you are a first time home buyer or refinancing your current home, we understand everyone’s financial situation is different and can change throughout the course of your life.
Our 3 step pre-approval process makes it easy to apply for a new loan. The first step is to fill out an online application. Our ProVisor agents will then review your application and we will build the right mortgage plan for your individual needs. With a variety of home mortgage loans to choose from, ProVisor is sure to have the best transparent mortgage solution for you.
ProVisor Knowledge Base
Availability – Keep your financial records close at hand in case updates are requested.
Income – Be aware that underwriters typically verify your income and tax documents through your employer, CPA, and/or IRS tax transcripts. Hold onto new pay stubs as received.
Preparing in advance will save you time and trouble once you’ve started making offers.
Income: Provide your last two pay stubs along with your W2s and Federal tax returns for the last two years (include all schedules). State returns are not needed. If you are self-employed, ask me for the additional documentation requirements. If you receive bonus or commissions or have changed your job or position, let’s talk.
In the housing market, the best deal doesn’t always come with the lowest price.
Price vs. Payments: If you’re financing your purchase, you’ll probably never come close to paying the actual price. You’re making a comparatively small down payment and then paying interest on the loan until you refinance or sell. Yes, you will have a higher payment if you pay more for the home, but an extra $10,000 of mortgage money can add less than $50 per month on a low-rate, 30-year loan.
It’s always been a good idea, but lately, it’s become even more important.
Why should I be pre-approved for a mortgage loan? In recent years, mortgage guidelines have been tightened. Documentation requirements have been expanded and followed more closely. A pre-approval gets you through the process and uncovers potential pitfalls long before you become obligated by a contract to purchase.
Our Clients Say it Best
Are you a first time homebuyer and new to the mortgage process? Maybe you are renewing and haven’t gone through the mortgage buying process in a while.
ProVisior prides themselves on being the top mortgage broker in Milwaukee, WI. At ProVisor, we are a skilled and certified team dedicated to working with you to make obtaining home mortgage loans in Milwaukee, WI the most comfortable process it can be.
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