USDA Home Loan solutions

USDA Loans

The United States Department of Agriculture offers a variety of loans to help different income levels both purchase or renovate homes in a rural area. USDA Loans (or ‘Rural Development’ Loans) are government-insured home loans that allow you to purchase a home with no money down. The overall goal of the USDA Loans are to aid the smaller, more rural areas of the country by allowing more affordable options to homeowners. USDA Loans offer 100% financing to those who qualify, and they’re determined by three factors:

Location of your property

Your home must be located within a designated USDA rural property. ProVisor can look into the eligibility of the location or you can review online here.

The worthiness of your credit

Have you paid your bills in a timely fashion? That can aid in receiving a USDA Loan.

Your income

For a USDA Loan, you will need to document your income. Generally, USDA will want to see a history of at least two years of a consistent income.

Speak to one of our ProVisors to find out if this is the right transparent home loan solution for you! Benefits include 100% funding, a guarantee by the US Department of Agriculture, low monthly mortgage insurance, no restrictions on seller concessions, and more! Contact ProVisor to educate yourself on the USDA Loan program and see if your home qualifies!

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