Conventional Home Loan Solutions

Home loans

Conventional loans with ProVisor are available in both fixed rates and adjustable rates. Read below to discover which is right for you!


Plan on staying in your home for a long period of time? Feel comfortable knowing your monthly payment won’t change or fluctuate?

A fixed rate may be for you. A fixed rate loan is based on the interest rate at the time the loan begins. You can also leverage a fixed loan to refinance up to 95% of your property’s current home value (when borrowing <$417,000). With a fixed rate loan, you can pay off your loan at any time without pre-payment fees. Contact ProVisor to apply now!


Know you’ll be moving homes or refinancing in the next 5-10 years? Want to decrease the monthly payment as often as possible and take advantage of the lowest interest rates available?

An adjustable mortgage rate will allow you to have the lowest rate available with a fixed term of, generally, 5, 7, or 10 years. Once the term is completed, the payment will decrease or increase depending on the lowest interest rate at the time, changing no more than 2% per year, capping at 5% over your initial interest rate. A 10% down payment will be needed to begin an adjustable rate conventional loan. Contact ProVisor to apply for an adjustable rate mortgage!

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