About Nicky
With over a decade of experience in the mortgage industry, Nicky Heitzman has built her career on a foundation of trust, dedication, and a genuine passion for helping people achieve their homeownership dreams. Whether guiding first-time buyers or assisting seasoned homeowners, Nicky prides herself on making the mortgage process smooth, clear, and stress-free.
When she’s not working hard for her clients, Nicky enjoys spending quality time with her husband, relaxing at home with their pets, catching up with friends, diving into a good book, or exploring new places through travel. Her approachable nature and unwavering commitment to service have earned her lasting relationships and a strong reputation in the communities she serves.
Our Transparent Mortgage Solutions
First Time
We can help answer all of your questions about buying your first home.
Refinance
Save money by lowering your interest rate or monthly mortgage payment.
Conventional
Available with ProVisor with either fixed rates or adjustable rates to save you money.
FHA Loans
Qualify for a government insured FHA loan.
WHEDA Loans
Offered to low and moderate-level income home-buyers within Wisconsin.
VA Loans
For veterans and surviving spouses with lower interest rates & no downpayment.
USDA Loans
Government insured loan for homes in a rural area with 100% financing.
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