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Credit Score
Managing Your Credit Score
Here are the fundamentals to guide you in establishing and maintaining a healthy and legitimate score. The somewhat obvious: Borrow ...
Homeowners Associations
What You Should Know About Homeowners Associations
Homeowners Associations (HOAs) often manage community interests, including maintenance of common areas and cohesion of community atmosphere, in a development. ...
The Potential Cost of Waiting
The Potential Cost of Waiting
Affordability declines quickly when rates and prices rise together. The potential change in payments with a 10% price increase and ...
Loan Estimate and Closing Disclosure
Closing On Time
Many factors can impact your closing date. Let’s talk about two – your written Loan Estimate and your final Closing ...
Avoid Refinancing Traps
Avoid Refinancing Traps
The Automatic Payment Trap It can take up to two weeks to have automatic payments canceled. If your payments are ...
Home Inspections
Home Inspections
We’re often asked if a home inspection is required. The answer is usually no, but that doesn’t mean you shouldn’t ...
Mortgage Planner
Mortgage Planner
For most people, the only mortgage plan they have is to pay it off as quickly as possible. There’s nothing ...
Refinance Dos and Don'ts
Refinance Do's and Don'ts
DO: Continue to make your regular mortgage payments. However, if you have a payment due just prior to your scheduled ...
Dreaming of a Second Home?
Dreaming of a Second Home?
Have you always dreamed of owning a vacation home? It’s not a decision to be taken lightly, but if it ...